Speedy Money-PayDay Loan - Waterloo

We can offer these small amounts economically because the entire process is online, from your application right through to when your loan is repaid. The application takes as little as 5 minutes and you'll have an answer in less than an hour.

Our Payday Loan customers all have regular incomes and earn more than $500 a week. Most customers are using payday loans to cover temporary cash shortfalls over the course of a month. Often customers tell us that they have been hit with two or three unexpected bills at the same time, there has been a change in their pay cycle for some reason, or it's a particularly busy or expensive time of year, say around Christmas and school holidays. And meeting repayments does not always go according to plan either. Generally we try to avoid levying fees where  

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possible. This can be done by making part payments, or catching up on repayments, thus avoiding extending the term of the loan.
Sometimes we are asked if we do credit checks when assessing a loan application and the answer is yes, but not always. We check the credit file for first time borrowers, but if you are in need of any subsequent loans we do not always find it necessary to make further credit inquiries. The most important information that we collect regarding your application are your bank statements. We use this information to assess whether you can afford to meet your repayments. We like to know that all our customers can afford to repay their payday loans on time. This helps us manage our business, and helps of customers avoid late payment and dishonour fees.